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Saving For J

I was chatting with another mom about saving for kids to go to college. "Have you already started a college fund for J ?" she asked. I did not know how to answer that question honestly. 

 I don't have a fund started for her and will likely never have one. Both DB and I agree that it is a bad idea to give children the idea that their parents will bankroll their education. I tell J that she can go to any college that she can get a full tuition ride to.
The final outcome depends on the amount of hard work she is willing to put in. We will support her in every way possible but she is already getting the message that we will not pay her way to a school of her choice.

So, I may never really put aside money for her college tuition. I would also never allow J to take out a big loan to attend some pricey school. DB is willing to let her work part-time to pay for school. I am not sure I can get behind that idea fully. I'd rather she spent that time and energy to secure a tuition waiver - and focus on getting an education while at school. The other mom sounded skeptical about my idea but admitted it was a bold one. Time will tell if I can walk the talk.
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