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Home Owner

We were out to lunch and one person in our group knew some folks at an other table that also had just the number of open seats we needed. So we joined them and I found myself seated next to a software developer whose just under seven years at his first and only job after college. We got chatting and I learned that he had recently become a homeowner and he was proud to share how expensive the home was and how close it was to his office. 

To be able to pay for that house, he had to absolutely keep the job he had. From his description of what he did, he is a commodity full stack developer undistinguishable from the legions of others just like him. He had lucked into a very good gig and thanks to the humungous mortgage was extremely motivated to keep his paycheck. He had made the conscious decision to get into a team in his company where the work was predictable and uncomplicated.

 Instead of worrying about being viable as a professional for a very long time, he focused on home buying as a priority, it was a point of pride for him and I had learned that fact about him in the first five minutes of our acquaintance. It made sense how he might see it as a very significant milestone when his generation has been struggling disproportionately with buying a home. I know some other folks who are around the same age as this guy and have yet to pull the trigger - not because they don't want to but because they are not able to make the same trade-offs. 

They want mobility and the ability to jump on opportunities when they present themselves - for professional growth or money or both. They would not stay with the same company for seven years trying to save for a home. If this guy had infact made the right bets he could be sitting in this forgotten corner of a very large company doing the most mundane, undemanding work every day with no big risk or reward. He would have a ten minute commute to work and live in a home that was his pride and joy. Who is to say that is not a great achievement for someone with his skills in this day and age. 


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